Embarking on Your Homeownership Journey with Pima Tucson Lighthouse & The Polder Group
Every individual dreams of a place to call their own – a sanctuary, a haven, a home. At times, the path to homeownership can seem daunting. This is where Pima Tucson Lighthouse, in collaboration with The Polder Group at CrossCountry Mortgage, steps in to illuminate your path and simplify the process.
An Initiative Tailored For Future Homeowners
The Lighthouse program is more than just another assistance program. Powered by the expertise of Pima IDA & Tucson IDA, it offers a plethora of benefits for aspiring homeowners:
Steadfast Mortgage Rates: In today’s fluctuating market, a consistent mortgage rate is a boon. The Lighthouse program offers a reassuring 6.2% rate, ensuring that there are no unexpected financial surprises along the way.
Boosting Your Down Payment: We understand that the initial down payment is often the biggest hurdle for many. Thus, the program provides an upfront 4% down payment boost, translating to an average of $14,000. This not only eases the initial financial burden but also brings homeownership within closer reach.
A Commitment That Rewards: Homes are long-term commitments, and Lighthouse recognizes this. If homeowners decide to reside in their new home for a minimum of three years, the program transforms the assistance into a grant, ensuring there's no payback required. It’s our way of saying thank you for investing in the community.
Hear from Our Beneficiaries
The true success of any program is gauged by the experiences of its beneficiaries. A recent homeowner who benefitted from the Lighthouse program exclaimed, "The dream of owning my own home seemed distant amidst the challenges of inflation and rising costs. The Lighthouse program, with its down payment assistance and a stable interest rate, made it achievable."
Starting the Conversation: Your Next Steps
The first step towards homeownership with the Lighthouse program is reaching out to an approved lender like us here at The Polder Group with CrossCountry Mortgage. This ensures that you are aptly qualified and guides you seamlessly through the subsequent steps. Are you eager to know more or initiate the journey? Let’s foster a conversation that could lead you to the doorstep of your dream home. In the realm of homeownership, the Pima Tucson Lighthouse program, championed by The Polder Group at CrossCountry Mortgage, stands as a beacon, guiding every dreamer to their destined haven. The journey might be filled with decisions and paperwork, but with the right guidance, the destination is undeniably worth it.
Program Details
First Time Home Buyer
(Some Exceptions Apply)
6.2% Interest Rate with 4% Assistance
640 Credit Score
Income Limit
Family Size 1-2 person Non-Target Area $82,800
Family Size 3+ Persons Non-Target Area $95,220
Family Size 1-2 person Target Area $99,360
Family Size 3+ Persons Target Area $115,920
Purchase Price Limits
New & Existing Non-Target Area $351,620
New & Existing Target Area $429,757
Government Loans Only
Valid in Tucson and Pima County Only
Must Apply & Gain Approval Prior
To Home Closing
It cannot be combined with other federally secured products.
Click on link to get started: https://app.smartsheet.com/b/form/0238597cbbfa40f7ae5f5dc1f1590ee9
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