Learn how to liberate yourself from the burden of Private Mortgage Insurance (PMI) and enjoy significant savings on your monthly mortgage payment. Discover effective strategies to eliminate PMI, understand the different loan types, and explore refinancing options. Take control of your financial future and wave goodbye to PMI today. ...

Navigating the financial aspects of homeownership, such as understanding tax benefits, can seem like a daunting task. But with CrossCountry Mortgage at your side, this journey becomes less complex. Our team is ready to guide you through the maze of standard and itemized deductions, helping you capitalize on various homeowners' tax deductions that could potentially put more money back into your pocket. Whether it's understanding how to deduct property taxes, mortgage points, private mortgage insurance or deciphering the tax credits for eco-friendly upgrades, we ensure that you leverage the full spectrum of tax benefits associated with homeownership. ...

Join us as we delve into an exclusive conversation with Chris Bennett, principal of Vice Capital Markets, as he shares his expert insights on the unprecedented twists and turns of the 2022 mortgage market. From the bear market rollercoaster to the Federal Reserve's impact and the prospects for 2023, Bennett offers valuable reflections and predictions that will shape the industry's path ahead. Discover the key takeaways and stay ahead of the trends in this enlightening discussion. ...

As the New Year dawns, a host of resolutions often take center stage. However, as a homeowner, some practical and attainable commitments can significantly enhance your living space. With the backing of CrossCountry Mortgage, this article offers valuable insights to help you establish a sustainable cleaning regimen, reduce energy consumption, and perform crucial winter home maintenance tasks. By recognizing your cleaning patterns, devising a feasible cleaning routine, and involving your household members, you can create a tidy and stress-free living environment. Simultaneously, simple strategies like purchasing energy-efficient appliances, turning off lights when not in use, and maintaining your home appliances can help in reducing your energy footprint. Here's to embracing the New Year with resolutions that transform your home! ...

Delving into the world of home financing, potential homeowners often grapple with a crucial choice between Adjustable-Rate Mortgages (ARMs) and 2-1 Buydown Mortgages. These two types of loans each come with their own unique advantages and potential pitfalls. Understanding these can be pivotal to making a prudent financial decision. While an ARM offers a fixed interest rate for a specified period before adjusting to market rates, a 2-1 Buydown Mortgage affords temporary reduced rates before returning to the original rate. Your ultimate choice, in a climate of rising rates, hinges significantly on your financial stability and long-term homeownership goals. ...

Whether you're a buyer, seller, or refinancer, understanding the importance of home appraisals is key to a successful real estate journey. In this comprehensive guide, we delve into the ins and outs of home appraisals, covering everything from the process and cost to what appraisers look for in a property. Discover how appraisals can impact your buying or selling experience and gain valuable insights to maximize the value of your home. Don't navigate the real estate market blindly - empower yourself with the knowledge of home appraisals and make informed decisions. ...