Unravel the complexities of home affordability with this comprehensive guide. We take you step by step through factors like debt-to-income ratio, additional expenses, and asking price vs. offer, helping you tailor your housing budget to your individual needs. Get empowered to make smart decisions, whether you're contemplating home ownership for the first time or looking to move up the property ladder. ...

Discover the roadmap to your dream home with confidence. This comprehensive guide from CrossCountry Mortgage takes you through each step of the home loan journey, offering valuable insights and expert advice. From pre-approval to closing, gain a clear understanding of the process, navigate negotiations, and uncover essential tips for a successful homebuying experience. ...

Prepare your home for winter by implementing these essential winterization tips. Install a programmable thermostat to customize your heating system and reduce energy costs. Keep drafts at bay with weather stripping, door sweeps, storm doors, and storm windows. Maintain clean and efficient airflow by regularly cleaning or replacing your furnace filter. Maximize warmth by reversing ceiling fans to gently push warm air down. Schedule an energy audit to identify additional opportunities for energy efficiency. Safeguard your home by insulating and draining pipes, inspecting the attic for roof issues and proper insulation, and cleaning the fireplace and chimney to prevent fires. Trim branches near your house to prevent damage from snow and ice buildup. Lastly, store or protect outdoor furniture to withstand winter weather conditions. These measures will ensure a cozy, safe, and energy-efficient home throughout the cold season. ...

Discover how the COVID-19 pandemic has led to unprecedented gains in home equity, with U.S. homeowners sitting on approximately $23 trillion in equity. This article explores effective strategies to make the most of your home equity, including cash-out refinancing, utilizing a home equity line of credit (HELOC), and converting equity into retirement savings through Home Equity Conversion Mortgages (HECMs). ...

Discover the unique features and suitability of reverse mortgages, home equity loans, and HELOCs, as we guide you through the process of choosing the most appropriate option for your specific needs. Gain valuable insights into unlocking your home equity, understanding the requirements, and exploring the similarities and differences of these popular loan products. ...

Dive into the myriad of benefits that VA home loans offer to eligible veterans, active service members, and their spouses. From zero down payments to lenient credit requirements, reduced closing costs, and competitive interest rates, VA loans unlock the door to homeownership dreams. At CrossCountry Mortgage, we're committed to helping you navigate this beneficial route. ...