A child's bedroom is more than just a space for sleep; it's a playground, a study, and a retreat, filled with opportunities for learning and creativity. As we roll into summer, a bedroom renovation can be a prime opportunity for parent-child bonding. Here, we share eleven insightful tips to transform your child's room into a realm of exploration and imagination, while striking a balance between fun, functionality, and budget. ...

Roth Individual Retirement Accounts (Roth IRAs) provide a surprising avenue towards home ownership. With CrossCountry Mortgage, we unravel the intricacies of leveraging your Roth IRA to secure your first property. Understand Roth IRA withdrawal norms and the first-time homebuyer exclusion. Reflect upon your retirement savings objectives and whether harnessing your Roth IRA for a home purchase aligns with these goals. Remember, the potential to transform retirement savings into real estate investments doesn't necessarily imply it's the right move for everyone. ...

Dive into CrossCountry Mortgage's comprehensive guide on Veterans Affairs (VA) home loans, a remarkable benefit available to many veterans. Despite the benefits, only 12% of eligible veterans are currently leveraging these loans. In this guide, we aim to dispel common misconceptions, shine a light on the lesser-known facts, and highlight the considerable benefits of VA loans, assisting you in securing the best possible mortgage deal. ...

Explore the world of mortgage approvals with our definitive guide that breaks down the concept of conditional approval. Discover how this pivotal stage in your mortgage application process can impact your homeownership journey and learn the best ways to navigate it effectively. Backed by insights from Crosscountry Mortgage's experienced underwriters, this guide promises to equip you with the knowledge needed to enhance your mortgage application success. ...

Encountering financial difficulties and fretting over your ability to meet monthly mortgage payments? There's hope. With the US government’s reinforcement of forbearance and deferment options during the COVID-19 pandemic, homeowners have ways to traverse these hurdles. Get a detailed understanding of what forbearance and deferment entail, how to leverage these mortgage relief alternatives, and how they could affect your credit with CrossCountry Mortgage. ...

Embark on a journey of property ownership and robust investment strategy simultaneously with CrossCountry Mortgage. Our comprehensive guide dives into the specifics of acquiring a multi-unit property using Federal Housing Administration (FHA) loans, navigating the FHA's Self-Sufficiency Test, and understanding other property loan requirements. Secure your wealth-building investment with us. ...