Chart your home loan journey with CrossCountry Mortgage more effectively by asking the right questions. Gain insights into your potential interest rates, suitable loan options, possible requirement for mortgage insurance, additional costs at closing, and the implications of including your partner in your mortgage. Your financial circumstances and property details play pivotal roles in these considerations. Our guide aims to help you understand and navigate these aspects with greater clarity. Reach out to your local CrossCountry Mortgage Advisor today for a more personalized discussion. ...

CrossCountry Mortgage introduces energy-saving insights to optimize your home this winter. Simple actions, like replacing incandescent bulbs with energy-efficient ones and operating appliances during off-peak hours, can lead to significant energy savings. Mitigate heat loss by inspecting for air leaks, especially in often overlooked areas like the garage. Transitioning to paperless billing not only reduces paper waste but also streamlines your payment process. Upgrading your home appliances and implementing these tips can greatly reduce your annual electricity bill. ...

Entering the world of homeownership as a first-time buyer can feel daunting, but with informed financial planning and a clear understanding of the mortgage process, it becomes an exciting milestone. Our comprehensive guide is designed to demystify budgeting for prospective homeowners, covering everything from engaging industry experts to understanding critical budgeting concepts like the 28/36 rule and PITI. Embark confidently on your journey towards homeownership with our expert loan originators, who are ready to guide you through each step of the process, ensuring you make informed decisions that align with your financial health. ...

Amidst recent uncertainties, the housing market has emerged as a promising field of opportunity. Record-low mortgage rates are enabling buyers and current homeowners to expand their financial capacities. Whether you're a novice buyer, pondering a refinance, or exploring property investment, this is your time. With the right insights and advice, 2023 could be the year you transform your financial landscape. Secure your future by harnessing the full potential of these mortgage opportunities. ...

Navigate the 2020 holiday season with our essential tips for a memorable virtual gathering, presented by CrossCountry Mortgage. From embracing technology to reminiscing about past holidays, we guide you through every step of your digital celebration. Maintain beloved traditions or create new ones in a year that feels different. Cherish each moment spent with your loved ones, no matter the distance. Increase your purchasing power with the raised loan limits for 2021, and make your festivities even more joyful. ...

Understanding earnest money is a vital part of navigating the home buying process. Often referred to as the "good faith deposit," this upfront payment showcases a buyer's sincere intent to purchase the property. In competitive markets, an above-average earnest money deposit can make your offer stand out. Earnest money isn't an extra expense—it contributes to your down payment or closing costs at the conclusion of the deal. With the guidance of CrossCountry Mortgage, learn how earnest money operates and its implications on your journey to homeownership. ...