Are you ready to amplify your home's charm and functionality in just a day? From introducing versatile shelving to creating an inviting entryway, we've curated a list of our favorite home improvement projects. Whether you're painting your front door for an upgraded curb appeal or organizing pet spaces for a neater home, these one-day DIY tasks can not only enhance your living space but potentially boost your home's value. For a swift kitchen makeover, try swapping cabinet knobs. If you're ready to transition from a renter to a homeowner, get in touch with a CrossCountry Mortgage Advisor today. ...

When applying for a home loan with CrossCountry Mortgage, understanding the role of a letter of explanation in the loan approval process is vital. This letter is requested by underwriters when they need more clarity on certain aspects of your financial history. Traditional employment, bank account activities, employment gaps, and credit issues could trigger the need for this explanation. Through this letter, you provide a comprehensive overview of your financial circumstances, aiding the underwriter's decision-making process. With CrossCountry Mortgage, you're guided every step of the way, making your home loan application journey a breeze. ...

Reflecting on the year 2020, it has been a challenging period, particularly for the west coast residents contending with unpredictable wildfires. As the direct threat of structural damage recedes, the problem of smoke emerges. Fortunately, there is a silver lining: you can construct your own cost-effective air purifying system. We provide a step-by-step guide to building a DIY air purifier, alongside alternative solutions and additional resources. Crosscountry Mortgage is here for you in these trying times. ...

Embarking on the journey to homeownership can sometimes be complex. Particularly, dealing with a high debt-to-income (DTI) ratio, a limited down payment as a first-time homebuyer, or improving your credit score may lead you to consider a co-borrower to secure your dream home. A co-borrower, often a spouse or partner, shares responsibility for repaying the home loan, enhancing your chances of mortgage approval. Understanding the roles, benefits, and potential risks associated with co-borrowers is critical in this process. Reach out to a Mortgage Advisor at CrossCountry Mortgage today to explore your home loan possibilities further. ...

Home equity, an asset that homeowners steadily build over time, is more than just a dream. It represents potential – a source of funding which you can access to cover substantial expenses or settle high-interest debts. A home equity loan allows you to borrow against your home's value, providing you with a lump sum of money. HELOC, or home equity line of credit, provides you with a variable-rate credit line based on your home's worth. Regardless of the loan type you choose, being well-informed about the terms and prepared for repayment is vital. ...

We've shown our resilience by adapting to fresh routines and norms, and likewise, we can rethink our housewarming celebrations to ensure they're safe and enjoyable. Here, we've crafted an exciting list of housewarming alternatives, endorsed by CrossCountry Mortgage. The list includes exploring your city, stock the bar parties, virtual game nights, curbside parties, open house events, backyard-warming parties, and the option to postpone or post a registry. These alternatives not only promote safety but also offer unique experiences for guests, adding a twist to traditional celebrations. Get in touch with a Mortgage Advisor from CrossCountry Mortgage today for more homeowner inspiration. ...