Are you navigating financial hurdles that have impacted your credit score and wondering if homeownership is still within reach? CrossCountry Mortgage is here to bust the myth that perfect credit is the only gateway to a home loan. Even with a less-than-stellar credit score, you might have more options than you think, including government-insured loans designed for financial flexibility. We are committed to guiding you through the fine print of these opportunities and aiding you on your journey towards homeownership. Even amidst credit challenges, your dream home may be closer than you think. ...

Venturing towards homeownership can be daunting, especially with the financial intricacies involved. Partnering with industry professionals like those at Crosscountry Mortgage can help guide you in making informed decisions. Beyond the down payment and mortgage, homeownership entails additional costs detailed in the Closing Disclosure Form. From appraisals to moving costs, we demystify these costs for you. Strategic planning can make the path to homeownership smoother than anticipated. ...

In collaboration with CrossCountry Mortgage, we've curated a list of five practical and cost-effective renovations that can significantly boost your home's value. From garage door upgrades to minor kitchen refurbishments, these modifications offer substantial returns on investment. Learn about average costs, potential resale values, and return on investment percentages for each project. Whether you're contemplating a minor kitchen makeover or a comprehensive backyard overhaul, CrossCountry Mortgage has the ideal loan options to assist you. Start investing in your home's future today. ...

The Dodd-Frank Act of 2010 necessitates lenders to demand comprehensive income verification to reduce the risk posed by borrowers. But what exactly is verified income and what constitutes as proof of income? Typically, lenders ask for a proof of income letter, supported by additional documents such as recent pay stubs, a copy of your previous year's tax return, and a Wage and Tax Statement. For self-employed borrowers, CrossCountry Mortgage offers the Bank Statement Loan program, allowing them to use bank statements for income analysis. Reach out to a Mortgage Advisor at CrossCountry for a complimentary consultation to learn more. ...

Amidst the chaos of life, CrossCountry Mortgage understands the transformative power of refreshing home decor. With the arrival of fall and the festive season, this could be an opportunity to uplift your spirits and offer a fresh perspective. We offer a guide to help you navigate this process, whether you're a newcomer or a seasoned decor enthusiast. Discover emerging trends from favorite stores and learn how to incorporate these styles into your home, regardless of your budget. Remember, as a homeowner, creating the perfect living space becomes much easier, and CrossCountry Mortgage is here to assist you. ...

Are you contemplating a home in need of refurbishment? At CrossCountry Mortgage, we're here to support your venture with three unique loan products suitable for diverse renovation needs. Explore our FHA Streamline or Limited 203K, FHA Full or Standard 203K, and Fannie Mae HomeStyle Renovation loan options. Each product caters to various degrees of renovations, offering an array of features to accommodate your unique needs. From minor refurbishments to structural renovations, we've got a loan product for you. ...