Embarking on the mortgage application journey with CrossCountry Mortgage can initially seem overwhelming, but in reality, it is far less intimidating. Our dedicated lenders become integral parts of your home ownership dream team, serving as your financial guides and advisors throughout the process. They ask important questions about your employment, income, credit history, debt, savings, and down payment intentions to tailor the perfect loan to your needs. Always remember, your lender is there to assist you, so don't hesitate to ask any questions you might have. Reach out to a CrossCountry Mortgage Advisor today for a commitment-free consultation. ...

This comprehensive guide takes you through the factors that can cause your mortgage to increase or decrease. Gain insights into the role of tax or insurance increases, the implications of mortgage insurance termination, and the effect of changes in your loan servicer. Discover how adjustable-rate mortgages (ARMs) can fluctuate with market changes and learn how to deal with potential servicer errors. With CrossCountry Mortgage, understand the intricacies of your mortgage payments and navigate your financial journey with ease. ...

Discover how to prepare for a successful long-distance move with expert advice from Crosscountry Mortgage. From finding the right lender and real estate agent to downsizing efficiently, our comprehensive guide will ensure a seamless transition to your new home. Learn essential budgeting tips and make a schedule to stay on track during the relocation process. Don't forget about crucial details like transferring utilities and setting up your new living arrangements. Say goodbye to moving stress and embrace the excitement of a new chapter in your life with our expert tips and support. ...

In the realm of home ownership, understanding escrow accounts and the concept of an aggregate adjustment is key. This essential procedure, performed by your lender like CrossCountry Mortgage, ensures accurate collection of funds in your escrow account at closing. Annual updates on your property taxes and insurance payments can result in a surplus or shortage in your escrow account. Addressing these fluctuations, your lender guides you through the process, either returning the surplus or planning for the shortage. Ultimately, grasping these aspects of mortgage procedures allows for more confident home ownership. ...

With the easing of stay-at-home restrictions, it's time to embrace the excitement of camping. Turn your trip into an enjoyable experience with our eight ingenious camping tips, suitable for novices and seasoned campers alike. Learn how to use everyday items like garbage bags and water jugs for waterproofing and lighting solutions. Discover natural mosquito repellants and ingenious fire-starter techniques. Understand the benefits of a double sleeping bag and how frozen water jugs can keep your cooler efficient. ...

The landmark ruling in Obergefell v. Hodges opened new avenues for the LGBTQ+ community, including the potential for equitable homeownership. Despite this progress, only 49 percent of the LGBTQ+ community are homeowners. Understanding your rights, knowing the available resources, and choosing a supportive environment can make all the difference. This comprehensive guide helps navigate the path to homeownership for the LGBTQ+ community. Let CrossCountry Mortgage be your partner in this journey. ...