CrossCountry Mortgage offers a wide range of financing options for manufactured homes. Manufactured homes, often confused with mobile homes or trailers, are factory-built residences placed permanently on a sturdy frame. Our options include conventional, VA, and FHA financing to help meet your homeownership goals. We provide comprehensive information and advice, making the financing process smoother for you. Contact a Mortgage Advisor at CrossCountry Mortgage today for a no-obligation consultation. ...

As the summer season unfolds, yard sales become increasingly popular. However, the lingering uncertainty from the pandemic necessitates an emphasis on safety. This comprehensive guide offers a blueprint for hosting a secure and hygienic yard sale that both benefits the environment and has potential financial rewards. With meticulous hygiene, effective visitor management, and thoughtful host essentials, you can create a successful and safe yard sale. Partner with CrossCountry Mortgage for an even wider range of expertise in home sales. ...

Becoming a homeowner is an exciting journey filled with complexities. With CrossCountry Mortgage, we make the process clear by delving into aspects beyond the mortgage and down payment. Understanding the financial implications like down payment, mortgage insurance, appraisals, closing costs, earnest money, homeowners insurance, property taxes, and moving costs are crucial. Our dedicated team provides clarity to empower you on this exciting journey. Connect with a Mortgage Advisor at CrossCountry Mortgage for any further questions. ...

At CrossCountry Mortgage, we're dedicated to helping you comprehend the complexities of homeownership. Today, we shed light on escrow accounts, what they are, and how they prove advantageous for homebuyers. These accounts safeguard earnest money until the home transaction is complete and securely retain funds for taxes and insurance thereafter. Not universally mandatory, they serve as an extra security measure depending on your loan type or lender. With the flexibility to manage yearly payment assessments and surplus, they are an integral part of the home buying process. ...

A mortgage contingency serves as a safety net in real estate contracts, protecting both buyer and seller if loan financing falls through. It's crucial to note that the typical mortgage contingency period ranges between 30 and 60 days post-contract execution. Understanding what a mortgage contingency is only half the story; it's also important to know how it functions. Every contingency comes with a deadline for removal, executed through either active or passive means. CrossCountry Mortgage is here to assist with all your queries related to mortgage contingencies. ...

Determining your home's value is an integral aspect of responsible homeownership, impacting your HELOC, insurance premiums, and property taxes. In our guide, we cover everything from how the 2020 market affects home values to effective use of online tools and expert appraisals. We also delve into the importance of home equity and how it enhances your financial standing. Consult CrossCountry Mortgage for an accurate home valuation and a comprehensive understanding of your home's worth. Leverage your home's equity wisely, making it a part of your long-term financial planning. ...