Purchasing a home is a significant milestone filled with joyful and exhilarating moments. One thrilling aspect is having the freedom to decorate your new space according to your personal tastes. Today, in collaboration with CrossCountry Mortgage, we're here to provide you with a series of quick and easy decorating tips. These will allow you to see the transformative potential of your space, without the need for extensive or costly renovations or decor changes. As you embark on your home-ownership journey, remember that CrossCountry Mortgage is here to support you. ...

Forbearance refers to an arrangement with your mortgage servicer or lender that allows you to temporarily suspend or reduce your mortgage payments. It doesn't cancel your debt, but offers a reprieve during challenging times. Eligibility criteria differ for federally backed and non-federally backed mortgages. The CARES Act allows homeowners impacted by the COVID-19 pandemic to request forbearance for up to 180 days, extendable for an additional 180 days. Contact your lender or loan servicer to request forbearance. ...

The art of securing a dream home begins with a well-crafted, persuasive property offer. This involves more than just coming up with a price; it's about showing the seller that you are a serious, prepared buyer. From securing concrete lender approval to readying yourself for potential negotiations, these eight key strategies guide you through creating an impactful offer. Don't forget the human element - a personalized letter could make all the difference. Whether you're a first-time buyer or seasoned investor, these tips will help navigate your way to a successful property purchase. ...

When it comes to buying your first home, balancing between spending and saving is crucial. From engaging with various lenders to partnering with a local real estate agent, and from understanding down payment alternatives to enhancing your credit score, several strategies can help save money. Opting for an off-season home purchase can also open up negotiation avenues. With each buyer's situation being unique, proper planning and consultation can lead to substantial savings. Reach out to us at CrossCountry Mortgage for further insights. ...

Amidst the uncertainties of the pandemic, the real estate industry holds strong, offering an opportune moment for homebuying. With the innovative RateSafe program offered by CrossCountry Mortgage, secure your mortgage rate for up to 120 days while shopping for your dream home. RateSafe's 'lock, shop, and own' feature provides peace of mind and a competitive edge in a bustling market. Navigate through the complexities of mortgage rates with the assurance that your agreed interest rate will remain steady. Get in touch with a Mortgage Advisor today for a free, no-obligation consultation. ...

CrossCountry Mortgage presents the unique Section 184 Loan Guarantee Program, specifically designed for Native Americans or Alaska Natives belonging to federally recognized tribes. These loans are utilized both on and off tribal lands, circumventing the typical legal constraints of land ownership in Indian Country. Section 184 loans are not FHA loans, but products of the HUD's Office of Native American Programs, requiring lower down payments and more flexible underwriting requirements than most traditional loans. Eligible applicants include American Indians or Alaska Natives who are members of a federally recognized tribe and the properties should comply with FHA construction and safety standards. The Section 184 loan serves as a distinctive avenue for Native Americans to own homes, making this program quite unique. ...