This guide explores six effective methods for supporting your community during times of crisis, focusing on strategies that work even when we're confined to our homes. From supporting local eateries and retailers, investing in gift cards, to contributing to local initiatives and larger organizations, every action counts. More creative forms of support include virtual volunteering and encouraging community spirit from home. Every gesture, no matter how small, has the potential to sustain and uplift your community. Connect with a CrossCountry Mortgage Advisor today to navigate the future. ...

CrossCountry Mortgage provides a wide array of home loan solutions tailored to your unique financial needs and circumstances. From conventional, FHA, VA, USDA to reverse mortgages, our offerings cater to diverse budgets and goals. We also present Alternative Advantage loans for non-traditional Qualified Mortgage requirements. Whether you're a first-time buyer, a veteran, a senior, or a foreign national, we've got the right loan for you. Start your homeownership journey with CrossCountry Mortgage today. ...

Each April, National Fair Housing Month recognizes the signing of the Fair Housing Act, a poignant moment intertwined with the memory of the Reverend Dr. Martin Luther King Jr. The Fair Housing Act protects individuals from discrimination in various housing activities based on specific attributes, with the Department of Housing and Urban Development (HUD) as its enforcer. Beyond housing, the Act also imposes regulations on mortgage lending, creating a fair financial landscape. HUD's initiatives, such as the 'Call HUD: Because Sexual Harassment in Housing is Illegal' campaign, strengthen awareness and provide necessary resources. For a deeper understanding of how this Act impacts you, CrossCountry Mortgage offers insight and assistance. ...

In an age defined by quarantine and social distancing, eight essential apps help bridge the gap. From socializing virtually with Houseparty and Instagram to supporting local eateries through UberEats and Postmates, staying connected is easier than ever. Fitness enthusiasts can keep up with their regimen using Nike Training Club and Freeletics. Lastly, prepare for the future with Zillow and Mint, even when the future seems uncertain. Let's initiate a conversation today with CrossCountry Mortgage ...

Maintaining a flawless credit profile is often a daunting task due to the numerous factors that influence one's credit score. Here at CrossCountry Mortgage, we aim to simplify this complicated topic and guide you through the maze of credit management. Understanding and avoiding common errors such as neglecting free credit reports, failing to regularly check credit scores, settling for minimum payments, hastily committing to loans, and neglecting timely bill payments can significantly protect your wallet. Join us as we navigate these common credit pitfalls and offer actionable solutions to ensure financial health. Let's start a conversation about potential credit issues today! ...

When embarking on a home purchase with a lower down payment, the term "mortgage insurance" becomes crucial. This policy mitigates lenders' risk when less than 20% of the purchase price is provided as a down payment. It is noteworthy that Private Mortgage Insurance (PMI) can be cheaper than FHA MI for consumers with good credit. It's also important to know that you can request the removal of the MI once your loan balance reaches 80% of your home's original value. Understanding these dynamics is essential before opting for an MI policy. ...