What To Bring & Where To Go

A Handy Little Checklist

Checkmark Valid photo identification.

Checkmark Bank/asset statements for the last 2 months on all checking, savings, stock, mutual fumds, IRA, or other liquid assets you would like on your loan application.

Checkmark Pay stubs ofr the last 30 days.

Checkmark W-2 forms for the past 2 years, including all schedules.

Checkmark If self-employed or you own more than 25% of a business, copies of business tax returns for the past 2 years, including all schedules. Provide all K-1's to prove ownership interest in any entity.

Checkmark For other real estate owned, we need loan information, monthly payment, and any rent collected.

Checkmark Homeowner's insurance contact info.

Checkmark Landlord/Mortgage company information for past 2 years.

Checkmark Certificate of Eligibility and DD-214 or Statement of Service, if applying for a VA loan.

Checkmark Bankruptcy or property short-sale/foreclosure information.

Checkmark A copy of the settlement statement if you sold property in the last 3 months.

Checkmark Child support information, copy of divorce decree and/or separation agreement, if applicable.

Checkmark A copy of the signed real estate contract, if you've already made an offer on a home.

Checkmark Resident alien card, front and back if applicable.


Refinance Checklist

Checkmark Current mortgage statement for property you want to refinance.

Checkmark Current second mortgage or equity line statement for property you want to refinance.

Checkmark Estimated value of your home.

Checkmark Recent annual homeowner's insurance policy statement for the property you want to refinance.


Pursuant to federal law, a lender shall not require a borrower to provide such documentation prior to issuing a Loan Estimate. However, you may voluntarily provide documentation to us for consideration. Your loan officer can provide you with a list of documents that are helpful to a lender when pre-qualifying a borrower.