Here is a list of helpful tips to ensure an effortless loan process. These Do's & Dont's will help avoid delays with your loan approval.
Here is a list of helpful tips to ensure an effortless loan process. These Do's & Dont's will help avoid delays with your loan approval.
Immediately inform us of any change in your employment, income and asset status.
Continue living at your current residence.
Continue making your mortgage or rent payments.
Keep working at your current employer.
Stay current on all existing accounts.
Explain any credit blemishes and credit inquiries.
Research and choose a homeowners insurance company and program.
Make any major purchases.
Apply for new credit or loans.
Pay of any charge off accounts, collections, loans, credit cards or consolidate your debt.
Close any credit card accounts, max out or over charge on your credit accounts.
Change bank accounts or transfer balances from one account to another.
Change your sources of closing funds.
Deposit large amounts of cash into your bank account without proper documentation.
Unsure if something will affect your loan approval process?
Let us know your concerns as soon as possible and we will answer your questions!