Embark on a transformative homeownership journey with the Lighthouse Program, presented by The Polder Group at CrossCountry Mortgage. Discover how steady mortgage rates, boosted down payments and rewarding commitments are making dream homes a tangible reality for many. ...

Discover the truth about qualifying for a mortgage as a self-employed individual and explore the steps you can take to secure a self-employed mortgage loan. This comprehensive guide provides valuable insights, tips, and necessary paperwork to help you become an ideal candidate for homeownership. Don't let misconceptions hold you back—explore the options available and embark on your journey to owning a home. ...

Stay organized and keep your home in top shape with our Seasonal Home Maintenance Checklist for 2023. From monthly tasks to seasonal projects, our comprehensive checklist provides you with the guidance you need to maintain your home's systems, appliances, and outdoor spaces. Whether it's cleaning the gutters in spring, preparing for rising temperatures in summer, transitioning to furnace maintenance in fall, or winterizing your home for the cold months, our checklist covers it all. Download the free PDF and follow our guidelines to ensure your home remains comfortable, safe, and well-maintained throughout the year. ...

Discover the benefits and considerations of building and renting an accessory dwelling unit (ADU) on your property. From generating rental income to accommodating family members, explore the pros, cons, and financing options for creating a versatile living space that adds value to your property. ...

Gain valuable insights into the financial aspects of homeownership by understanding the intricacies of closing costs. When purchasing a home, it is crucial to consider the complete financial picture, and CrossCountry Mortgage is here to provide the necessary information and guidance to navigate the closing process with confidence and ease. From appraisal fees and title insurance to attorney fees and lender charges, explore the key components of closing costs and discover practical strategies for budgeting and planning. With a clear understanding of these financial obligations, you can make informed decisions and embark on your homeownership journey with peace of mind. ...

Discover the fascinating insights from the National Association of Realtors® 2023 report on buying and selling trends in the real estate market. In this article, we delve into the characteristics of homes purchased and the surprising similarities across generations. Whether you're a millennial, Gen Z, or part of the older generations, one thing remains clear: single-family homes are the overwhelming choice for buyers of all ages. We explore the preferred configurations, including the median year built, square footage, number of bedrooms, and bathrooms. Additionally, we uncover the driving forces behind the decisions to buy new construction or previously owned homes, from avoiding renovations to market inventory limitations. Furthermore, we delve into the length of time buyers intend to stay in their homes and their increasing desire for environmentally friendly features. Join us as we navigate the real estate landscape of 2023 and uncover the homes we bought and why we bought them. ...