Polder Group Celebrates a Strong Start to 2026 After a Record-Breaking Year

As we begin 2026, The Polder Group at CrossCountry Mortgage is proud to reflect on a remarkable year of helping families achieve their homeownership goals. Across the country and right here in Southern Arizona, 2025 was a year defined by growth, innovation, and a continued commitment to serving homebuyers with personalized mortgage solutions.

The mortgage industry experienced significant changes throughout the year, but one thing remained constant: the demand for trusted guidance and experienced lending professionals. By staying focused on our clients and delivering customized financing options, CrossCountry Mortgage continued to help thousands of families navigate the home financing process with confidence.

A Year of Milestones

CrossCountry Mortgage entered 2026 as the nation's leading retail mortgage lender, marking another year of exceptional performance and industry leadership.

Key accomplishments from 2025 included:

• Ranked the #1 Retail Mortgage Lender for the third consecutive year
• Helped finance approximately 1 in every 35 homes sold nationwide during the fourth quarter of 2025
• Assisted more than 131,000 families with home financing solutions
• Originated more than $51 billion in mortgage volume
• Achieved a company-record $15.6 billion in mortgage originations during the fourth quarter alone
• Earned the distinction of being the top retail mortgage lender in Arizona and seven additional states

These milestones reflect a continued commitment to delivering mortgage solutions that meet the evolving needs of today's homebuyers and homeowners.

Expanding Opportunities for Homeownership

One of the most impactful achievements of 2025 was helping thousands of families overcome affordability challenges through down payment assistance programs.

Across the country, more than 4,300 families received down payment assistance financing, representing over $66 million in assistance funds that helped make homeownership more accessible.

For many first-time homebuyers, down payment assistance programs can significantly reduce upfront costs and make purchasing a home achievable sooner than expected.

If you're exploring your options, visit our Down Payment Assistance resource page:
https://www.thepoldergroup.com/down-payment-assistance

Industry Recognition for Excellence

CrossCountry Mortgage and its loan officers continued to receive recognition from some of the mortgage industry's most respected organizations.

Highlights included:

• More top-producing mortgage originators recognized by Scotsman Guide than any other lender
• Industry-leading recognition among Veteran-focused mortgage professionals
• Increased representation on the Scotsman Guide Top Women Originators list
• Hundreds of loan officers recognized among Mortgage Executive Magazine's Top Mortgage Originators in America
• National recognition for outstanding Latino mortgage professionals through NAHREP

These awards reflect the dedication, expertise, and client-focused service that borrowers deserve when making one of life's most important financial decisions.

Polder Group Local Insight: What Tucson Homebuyers Should Know in 2026

While national mortgage trends are important, every housing market is unique.

Southern Arizona continues to offer opportunities for homebuyers seeking affordability, lifestyle advantages, and long-term homeownership stability. As the Tucson market evolves, buyers should pay close attention to:

Interest Rate Opportunities

Mortgage rates remain a critical factor in affordability. Buyers should explore available loan programs and financing strategies that may help reduce monthly payments or upfront costs.

Learn more about available options:
https://www.thepoldergroup.com/mortgage-loan-programs-tucson

Down Payment Assistance Programs

Many qualified buyers are surprised to learn they may be eligible for assistance programs that can help cover down payment or closing costs.

Explore available assistance:
https://www.thepoldergroup.com/down-payment-assistance

Preparing Your Credit

Strong credit can help improve financing options and potentially lower borrowing costs.

Review helpful resources:
https://www.thepoldergroup.com/credit-guidance

Understanding the Mortgage Process

Whether you're purchasing your first home or your fifth, understanding each step of the mortgage journey can help reduce stress and improve confidence.

Learn more:
https://www.thepoldergroup.com/loan-process

Why Experience Matters

Choosing the right mortgage team can make a significant difference in your homebuying experience.

At The Polder Group, we combine the strength, resources, and lending capabilities of CrossCountry Mortgage with local market expertise and personalized service tailored to Southern Arizona homebuyers.

Our goal is simple: help clients make informed decisions and secure financing solutions that support their long-term financial goals.

Whether you're purchasing your first home, upgrading to your next property, refinancing, or exploring specialized loan programs, our team is here to help guide you every step of the way.

Looking Ahead to 2026

As we move forward into 2026, The Polder Group remains committed to helping more families achieve homeownership while providing the education, support, and mortgage solutions today's borrowers need.

We're excited about the opportunities ahead and grateful for the trust our clients place in us every day.

Frequently Asked Questions

Is CrossCountry Mortgage still the nation's leading retail mortgage lender?

Yes. CrossCountry Mortgage entered 2026 as the nation's leading retail mortgage lender based on retail mortgage production volume.

What mortgage programs does The Polder Group offer?

The Polder Group offers a wide range of mortgage solutions, including Conventional, FHA, VA, USDA, Jumbo, Renovation, Manufactured Home, and Refinance programs.

Are down payment assistance programs available in Arizona?

Yes. Various down payment assistance programs may be available to qualified Arizona homebuyers. Eligibility requirements vary based on income, location, and program guidelines.

How can first-time homebuyers prepare for a mortgage?

First-time buyers should review their credit profile, establish savings goals, understand available loan options, and speak with an experienced mortgage professional early in the process.

Can refinancing still make sense in 2026?

Depending on your financial goals, refinancing may help lower monthly payments, access home equity, consolidate debt, or shorten the term of your mortgage.

Ready to take the next step toward homeownership or refinancing?

Ready to take the next step toward homeownership or refinancing?

The Polder Group is here to help you explore your options, understand available loan programs, and create a personalized mortgage strategy for your goals.

📞 Contact our team today:
https://www.thepoldergroup.com/contact-tucson-mortgage-team

Learn more about our mortgage solutions:
https://www.thepoldergroup.com/mortgage-loan-programs-tucson

This article is for educational purposes only and does not constitute financial or mortgage advice. Loan programs, rates, and guidelines may change at any time. All loans are subject to credit approval and underwriting. For guidance tailored to your situation, consult a licensed mortgage professional.